Lower You Life Insurance Premium 70% in Three Steps

If you are taking note of the many TV and print ads out there trying to get you to increase your life insurance, you are not alone.

As we get older and further along in our careers, we find that making sure our loved ones are taken care of if something really bad were to happen to us becomes increasingly important.

You may not know, though, that trying to add another couple hundred thousand dollars to your term life insurance or whole life policy can be wrought with hidden expenses and penalties, and age isn’t the only thing that will sabotage your hopes for a low premium.

Read on to find out more about how to cut your premium by as much as 2/3…

[adrotate group=”5″]When applying for more life insurance, most reputable and successful companies will require a physical. If you think you are in relatively good health and you need a sensible 20- or 30-year policy, then it makes sense to go along with this standard practice.

However, you’ll want to have solved some very preventable problems before you go in. Below are the 3 insurance “bombs” that will kill your hopes for a low premium- even causing it to be 2 and 3 times more than it has to be.

1) High blood pressure- if you are on medications to control high blood pressure, find a natural way to get it under control. Being on blood pressure medications will do more harm than even having both parents die of cancer in your medical history.

Use these 3 exercises to drop your blood pressure below 120/80 as soon as today…

2) Snoring or sleep apnea- if you have ever been prescribed the use of a CPAP machine and you no longer need it, the prescription history stays until your doctor says you don’t need it any more. Sleep apnea and snoring are major killers, and insurance companies don’t want to take the risk. Get healthy, stop the snoring naturally, and get a clean bill of health from the doctor.

These stop snoring exercises get rid of both snoring and sleep apnea – often the very first night…

3) High blood sugar or diabetes- people with diabetes or who are seen to be pre-diabetic are serious risks. Diabetics are twice as likely to die from heart disease as non-diabetics, and this is aside from tall the other complications that diabetes and high blood sugar brings with it already.

Get your blood sugar under control and heal your type 2 diabetes naturally using this 3 step plan…

The fewer maintenance prescriptions you take, the less likely you are to die within the term of the policy. That sounds cold-hearted, but that’s the art of modern- day insurance. They don’t make a profit if they can’t insulate themselves with sufficient premiums.

If you are considering more life insurance, “get your house in order.” By that, it means to get these preventable problems under control so you’re not finding yourself “premium poor” due to overpaying for insurance coverage.